I am approaching 25 and living at home trying to pay off my student debt as well as paying everyday living expenses, I work alot to try and get ahead but the interest alone keeps me behind where I want to be. I have been paying my debt for 4 years and still have quite a bit of time to go. There are no prospects of living on my own for a few years or having a higher paying job which I would have to continue education. I had no idea what I was getting into with this student debt. I thought it would be easier to pay off.