I graduated with $33,000 in student loans, however, due to the way OSAP is calculated, all but $3,000 were federal loans - this means even the new program wouldn't benefit me much. Yes, the loan is a source of stress, but the most difficult part was not receiving enough upfront to eat and pay rent while working and studying full-time. I'm lucky that I landed a very high paying job the day after my last exams, so I'm not worried as much anymore. However, looking back, I can see how incredibly ironic it was that now that I make money, I will receive amazing tax rebates that will richly line my pockets while I couldn't afford to eat just a year ago. Where was this money when I needed it?