After two university degrees my original repayment amount was more than $55,000 and I still have $44,000 to go. I am thankful for the availability of loans like these, or I would not be where I am today. However, my monthly payment can be more than 20% of my income. This makes it difficult to save for a house, start a family, or plan for the future. I believe interest forgiveness would help to make my loan payments more manageable and my life goals attainable.